intergovernmental credit and financial organization, carrying out the following tasks: stimulating the economic development of member countries; promoting the development of international trade and maintaining balance of payments. Formally, the IBRD is a specialized agency of the UN within the World Bank, however, in accordance with the Bank's Charter and the agreement signed between the UN and the IBRD, the Bank is independent in its decisions. The main activity of the IBRD is the provision of long-term loans, mainly to developing countries, and since the late 80s. - and the states of Eastern Europe. The bulk of loans are issued on terms similar to those of private commercial loans, and, consequently, at a fairly high interest rate. Loans are provided to both public and private enterprises. At the same time, the latter receive them with a guarantee from their governments.
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