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(rp. hypotheke - pledge, pledge) - a pledge of real estate (land plots, enterprises, buildings, structures, apartments, etc.). In the general case, the mortgage scheme is as follows - a creditor (for example, a bank) issues a loan to the debtor for the purchase of real estate. The debtor acquires real estate through a loan. The acquired real estate is registered as collateral for the received loan. In this case, the acquired property remains with the debtor in his possession and use.
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