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means of payment presented and circulated in electronic form, the turnover of which guarantees the anonymity of the parties involved in the settlements: non-cash settlements between sellers and buyers, banks and their clients, carried out through a computer network, communication systems using means of encoding information and its automatic processing. Anonymity is guaranteed by the strength of the cryptographic protocols used in the manufacture (issuance) of C.D. and regulating their circulation. By analogy with cash banknotes C.d. how electronic documents contain a face value, an indication of the issuer, individual features (series, number, etc.) and elements of protection against forgery by certifying them with the digital signature of the issuer.

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