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the main form of international credit; loans received from foreign creditors or provided to foreign borrowers, in the course of which credit relations arise between states, banks, corporations, monopolies, institutions, international organizations. With V.z. there is a transfer by the lender to the borrower of a specified amount of money (or commodity services for this amount) for a period after which the borrower undertakes to return the borrowed amount to the lender with interest. By the terms of V.z. divided into short-term, medium-term and long-term. Depending on the rates and mode of payment of interest on them, preferential loans and loans on commercial terms are distinguished.

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